Copyright, Privacy Policy and Legal Information

Please read our Copyright, Legal and Privacy information carefully, as you will be legally bound by them. By accessing these pages, you shall be deemed to have accepted, and agreed to be bound by, the terms of this Notice, which will be governed by and construed in accordance with English law, unless otherwise stated.

Any reference to "we", "us" or "our" means Retirement Direct.
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Retirement Direct ("Retirement Direct") unless otherwise indicated.
This website may not be reproduced or adapted in whole or in part without the prior consent of Retirement Direct, except for the purpose of accessing our services and for producing print outs for your own personal records. Any such copies must retain any copyright or other intellectual property notices contained in the original material.
Intellectual Property Rights
The trade marks, images, logos, trade names or similar on this website which identify Retirement Direct or third parties and their products and services are proprietary marks of Retirement Direct and/or the relevant third parties. No licence is granted to you in these terms and conditions to use any such marks.
Company registration and regulatory details
Retirement Direct Limited, is authorised and regulated by the Financial Conduct Authority (registration number 183942). Registered in England No. 03765660. Registered Office: Sterling House, 64 Lichfield Road, Stafford ST17 4LW.
Jurisdiction for use
The pages of this website are prepared and issued in the United Kingdom and are intended for the information and use of United Kingdom residents only.
General Disclaimers and terms
Retirement Direct takes all reasonable steps to ensure that the information contained within this website is accurate, current, and complies with relevant English legislation and regulations as at the date of issue. However, we regret that no liability can be accepted for any errors or omissions. We reserve the right at any time to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We reserve the right at any time, and without prior notice, to remove or cease to supply any product or service contained on this website. In the event of any such change or removal we shall not be liable to you in any way whatsoever for such change or removal.
Please note that the internet is not a totally reliable communication medium and is subject to failure of software or hardware outside the control of Retirement Direct which may lead to delays in, or total failure of communication data, messages or other material. We therefore do not warrant that the functions or materials accessible from or contained in this website will be uninterrupted or error free, or that defects will be corrected.
We reserve the right to collect information about numbers of users of this site and individual pages for the purpose only of developing and customising this website to better meet our clients' needs. We accept no responsibility for information outside our web pages that may be accessed by hypertext link from these pages or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk. We will accept no responsibility or liability in respect of the material on any such other website. You may not create a hyper text link to this website without the prior written approval of Retirement Direct.
These pages do not purport to give investment advice and it is important that you do not rely upon their contents to make investment decisions. This site should not be regarded as an offer or solicitation to sell investments in any jurisdiction. The provision of details, products or services on these pages are not, and should not, be construed as an offer for us to sell or for you to buy such products or services from us, and we may in our absolute discretion accept or reject any offer from you.
To the fullest extent allowed by law, you agree that we will not be liable to you or any third party for any consequential or incidental damages (including but not limited to loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other indirect, special or punitive damages whatsoever that arise out of or are related to the site.
We reserve the right to change these terms and conditions at any time by posting changes on the website. It is your responsibility to review the terms and conditions regularly to ensure you are aware of the latest terms and conditions. Your use of this website after a change has been posted will be deemed to signify your acceptance of the modified terms and conditions. We recommend that you print off and retain for your records a copy of these terms and conditions from time to time together with any related application forms completed and submitted. Any amendment to these terms and conditions must be agreed in writing by us.
Your consent
Owing to the global nature of the internet infrastructure, the information you provide may be transferred in transit to countries outside the European Economic Area that do not have similar protections in place regarding your data and its use as set out in this policy. However, we have taken the steps outlined above to try to improve the security of your information. By submitting your information you consent to these transfers.
E-mail / Telephone Calls
Please note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain private during Internet transmission. If you have any such concerns, you may prefer to use the telephone or postal system instead.
Please note that any software is downloaded at your own risk. We do not warrant the suitability of any such software, which is downloaded and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer, it is recommended that you obtain specialist advice before downloading.
Data Protection
The Data Protection Act 1998 puts obligations on users of personal information and lays down principles for its use. One principle states that information has to be processed fairly and lawfully. This means that you are entitled to know how we intend to use any information you provide. You can then decide whether you want to give it to us.
If you choose to complete one of our online forms, the personal information you provide will be used solely by Retirement Direct to enable us to answer your queries. Occasionally, we may contact you by letter, telephone, e-mail or otherwise to inform you about other products and services which may interest you. If you do not wish to receive this information please contact us at the address below or e-mail us at
You have a right to request a copy of the personal data we hold about you. If you require a copy please write to the Data Controller, Retirement Direct Limited, Sterling House, 64 Lichfield Road, Stafford ST17 4LW. We reserve the right to charge the maximum fee payable in terms of the Data Protection Act 1998. If you believe that the information we hold about you is inaccurate you may write to us and ask us to correct it.
If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please email us at or call us on 01753 653 331.
For more information please read the Terms of Use and Disclaimer.

Important Information
Remember a pension is designed to provide you with benefits when you retire. 
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. 
The Financial Conduct Authority (FCA) does not regulate some forms of Tax and Wills advice.