There are many organisations offering free help and advice on a wide range of issues, including advice on solving debt problems and legal advice. For many people these organisations can provide the advice that they need to meet their objectives. We have provided the contact details of some of these organisations below. 

Pension Wise


Pension Wise is a free and impartial government service about your defined contribution pension options.


Financial Conduct Authority (FCA)


The FCA are the UK's financial watchdog set up by the government to regulate financial services and protect your rights by providing information about financial products and services to help make them clearer for you.


Citizens Advice


Citizens Advice Bureau offers free, confidential, impartial and independent advice. Your local Citizens Advice Bureau is listed in the phone book. 


Advice UK 


Represents about 900 independent advice agencies in the UK providing generic advice. Contact them to find the advice agency nearest to you.
Phone 020 7407 4070

National Debtline


The help line that provides free confidential and independent advice on how to deal with personal debts.
Phone 0808 808 4000


Consumer Credit Counselling Service


A registered charity whose purpose is to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.
Phone 0800 138 1111

The Community Advice Service


Aims to ensure that people in England and Wales find the right legal help easily and can be confident of the service they get. Phone 0845 345 4345

Citizens Advice Scotland


Citizens Advice Bureau Scotland offers free, confidential, impartial and independent advice. Your local CAS is listed in the phone book.


Money Advice Scotland


Promoting high-quality, free, confidential, independent and impartial money (debt) advice.
Phone 0141 572 0237




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Produced by the Central Office of Information, Directgov provides information from across UK government departments.

Important Information
Remember a pension is designed to provide you with benefits when you retire. 
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. 
The Financial Conduct Authority (FCA) does not regulate some forms of Tax and Wills advice.